Statewide · General election
California Insurance Commissioner
Tuesday, November 3, 2026
On the ballot
2 certified candidates, listed alphabetically by last name.
Ben Allen
Has served in the state Senate since 2014. He once worked for a U.S. Congressman, and later practiced law. He also led the Santa Monica-Malibu school board, as its president.
Full profile →Jane Kim
A lawyer who served on San Francisco's school board and then on its Board of Supervisors, from 2011 to 2019. She then led the state's Working Families Party.
Full profile →
Where they stand
Topic by topic, from each candidate’s own statements and public records.
Taxes & Cost of Living
- Says insurers are pulling out of fire-prone communities, leaving homeowners stranded on the state's high-risk FAIR Plan, and wants to restore a competitive market.
“insurers are pulling out of communities and leaving homeowners stranded on the overburdened FAIR Plan.”
Source → - Says Californians rebuilding after a disaster deserve prompt, fair treatment from their insurers rather than prolonged bureaucratic delay.
“After a disaster, Californians deserve timely, fair treatment from their insurers—not months of bureaucracy when they're trying to rebuild their lives.”
Source → - Has pledged not to accept campaign contributions from the insurance industry while running to regulate it. Source →
- Says the Department of Insurance needs to be modernized and made less complex and opaque for consumers.
“modernize the Department of Insurance”
Source →
- Proposes a public, single-payer-style disaster insurance policy available to every Californian as an alternative to the FAIR Plan.
“single-payer disaster insurance policy for every Californian”
Source → - Would require insurers to spend a legally set minimum share of premium dollars on policyholder protection rather than profit or overhead.
“Insurance companies should spend premium dollars on their intended purpose: protecting policyholders.”
Source → - Would require insurers to meet minimum coverage standards, including guaranteed full replacement cost after a total loss, as a condition of getting rate increases approved. Source →
- Would bar insurers from raising premiums, dropping coverage, or refusing renewal because a policyholder filed a claim, and require insurers to pay interest on delayed claims.
“Your policy shouldn't punish you for using it.”
Source → - Says she is the only Democratic candidate in the race not taking money from the insurance industry, the fossil fuel industry, or corporate PACs.
“the only Democratic candidate not taking a dime from the insurance industry, fossil fuel industry, corporate PACs, or self-funding her campaign”
Source →
Health & Health Care
- Supports universal health coverage, including Medicare for All, and says he has voted for it.
“Universal health coverage, Medicare for All, is something I’ve been very supportive of.”
Source →
- Wants to guarantee health care for every child in California.
“will write a plan to guarantee healthcare for every child in California”
Source →
Environment, Energy & Climate
- Wants insurance reform that balances consumer protection with market stability so insurers return to writing policies in wildfire-exposed communities.
“balances consumer protection with market stability”
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- Would require insurers to give six months' notice, instead of the current 75 days, before non-renewing a policy or materially changing coverage, so homeowners have time to make wildfire-resilience upgrades.
“six months notice before non-renewing your policy or making material changes to your coverage”
Source →
Candidates are those certified for the official ballot, listed alphabetically by last name. Photos appear only when we have an official, reusable photo of every candidate in the race. Positions are compiled from the candidates’ own statements and public records. We never tell you how to vote.